Bharti AXA Life Monthly Income Plan+

Why Bharti AXA Life Monthly Income Plan+ is the right choice for you?

Every month comes with a new wish. We understand this, and present you Bharti AXA Life Monthly Income Plan+, a plan that guarantees you an extra source of monthly income that enables you to fulfil those long pending wishes and desires.

Monthly Income Benefits
Benefits in the form of guaranteed monthly income after completion of premium payment term until Maturity, provided the policy is still in force. You have the flexibility to choose the Monthly income you wish to receive, which decides your Premium amount.
Potential Upside of Bonus
A non-guaranteed simple annual reversionary bonus gets accrued to the policy from the end of the 1st policy year and will get paid out on maturity or on death. You may also receive non-guaranteed terminal bonus either on death or maturity.
Tax Benefits
Enjoy tax benefits on the premiums paid and pay-out benefits received. They are subject to change as per changes in tax laws from time to time.
Retirement Planning
Ideal for retirement planning or for receiving additional monthly income. The additional tax-free income can help you live a comfortable life in your golden years.

Key Benefits

Guaranteed Monthly Income

Life Insurance Benefit

Tax Benefits

Maturity Benefit

Multiple Policy Term

How Does the Plan Work?

Following illustrative scenarios will help you understand Bharti AXA Life Monthly Income Plan+ :

35-year-old Rohit chooses our Bharti AXA Life Monthly Income Plan+ with a policy term of 15 years as he wishes to receive ₹ 3000 as a guaranteed Monthly income. He pays an annual premium for 7 years.

Starts paying an annual premium of ₹ 35,715.

1st Policy Year
Finishes paying an annual premium of ₹ 35,715

7th Policy Year
He receives a monthly income of ₹ 3,000 for 8 years (In case of survival)

8th Policy Year
He receives a vested non-guaranteed benefit of ₹ 80,784 at 8% #gross rate of return (on maturity). He receives a vested non-guaranteed benefit of ₹ 9,504 at 4% #gross rate of return (on maturity)

15th Policy Year
*Premium is exclusive of taxes, rider premiums, underwriting extra premiums and loadings for modal premiums, if any.

# 4% and 8% rates are used only for illustration purposes and are not guaranteed. The values represented with 4% & 8% are not the upper or lower limits of what one can expect from this policy, as it is dependent on a number of factors, including investment performance

Sad Demise

In case of his sad demise, his family receives a monthly income of ₹ 4,950 until 8 years

Age Term	15	25	30
0	0	88.4	58.37
1	0	88.4	58.37
2	0	88.4	58.37
3	121.08	88.4	58.37
4	121.08	88.4	58.37
5	121.08	88.4	58.37
6	121.08	88.4	58.37
7	121.08	88.4	58.37
8	121.08	88.4	58.37
9	121.08	88.4	58.37
10	121.08	88.4	58.37
11	121.17	88.45	58.41
12	121.22	88.53	58.45
13	121.31	88.59	58.49
14	121.39	88.65	58.53
15	121.48	88.72	58.57
16	121.54	88.78	58.62
17	121.64	88.85	58.68
18	121.73	88.91	58.7
19	121.82	89	58.75
20	121.9	89.07	58.8
21	122.02	89.14	58.85
22	122.15	89.22	58.91
23	122.26	89.3	58.96
24	122.38	89.38	59.02
25	122.51	89.45	59.06
26	122.63	89.54	59.12
27	122.78	89.64	59.18
28	122.92	89.72	59.23
29	123.06	89.81	59.29
30	123.23	89.9	59.37
31	123.37	89.98	59.46
32	123.51	90.09	59.54
33	123.66	90.2	59.63
34	123.84	90.32	59.74
35	124.01	90.43	59.84
36	124.17	90.55	59.94
37	124.36	90.69	60.03
38	124.53	90.83	60.16
39	124.72	90.97	60.26
40	124.89	91.14	60.38
41	125.09	91.28	60.52
42	125.27	91.42	60.66
43	125.46	91.6	60.83
44	125.65	91.77	61.06
45	125.84	91.94	61.3
46	126.02	92.13	61.61
47	126.24	92.3	61.91
48	126.45	92.57	62.38
49	126.65	93.28	62.85
50	126.89	94	63.54
51	127.1	94.47	0
52	127.32	95.41	0
53	127.53	96.27	0
54	127.76	97.02	0
55	128.08	97.84	0
56	128.4	98.67	0
57	128.87	99.56	0
58	130.2	100.29	0
59	131.93	101.17	0
60	132.22	101.88	0
61	133.53	0	0
62	134.24	0	0
63	135.97	0	0
64	136.77	0	0
65	138.64	0	0

Make your plan with ease

Choose Policy Term

You have the flexibility to choose your policy term from 3 options

15 Years

Monthly Income Benefit Period: 8 Years (96 Months)

20 Years

30 Years

15 Years

Monthly Income Benefit Period: 8 Years (96 Months)

20 Years

Monthly Income Benefit Period: 10 Years (120 Months)

30 Years

Monthly Income Benefit Period: 15 Years (180 Months)

Now, add a rider

You may enhance your protection under this Plan by opting for the following rider(s).

Bharti AXA Life Hospi Cash Rider (UIN:130B007V04):

This rider allows payment of a fixed benefit for each day of hospitalisation. It also offers a fixed amount benefit if you are admitted to an Intensive Unit Care or a lump sum benefit in case of surgery.

Bharti AXA Life Premium Waiver Rider (UIN: 130B005V04):

100% of all future premiums under the base policy are waived and paid by the company on the death & total permanent disability or critical illness of the Proposer, depending on the chosen option.

Bharti AXA Life Non-Linked Complete Shield Rider (UIN: 130B011V01):

Receive additional sum assured chosen under the rider in case of happening of a covered event.

Your Questions Answered

^Tax benefits are as per the current tax laws that are subject to change from time to time.

Why Bharti AXA Life Monthly Income Plan+ is the right choice for you?

Key Benefits

How Does the Plan Work?

Sad Demise

Make your plan with ease

Choose Policy Term

15 Years

20 Years

30 Years

15 Years

20 Years

30 Years

Now, add a rider

Bharti AXA Life Hospi Cash Rider (UIN:130B007V04):

Bharti AXA Life Premium Waiver Rider (UIN: 130B005V04):

Bharti AXA Life Non-Linked Complete Shield Rider (UIN: 130B011V01):

Your Questions Answered

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